We have developed a unique mobile phone statement application, which delivers consumer statements directly into a mobile phone. This application enables us to earn a transaction fee for each mobile phone statement that is delivered. The application includes a delivery report option, which proves receipt of the statement by the consumer. The mobile phone statements are also personalized for each individual consumer in much the same way as a letter would be. Once a mobile phone statement has been delivered into the physical handset, the consumer is able to securely access a Mobi Site that securely stores all of their relevant account information. The market possibility for the mobile phone statement product in developing countries is estimated to be several hundred million customers. A further major benefit of the mobile phone statement application is the ability to significantly reduce the volume of paper and postage needed to communicate with consumers. We have entered into a [●] agreement with Deloitte &Touché to promote the mobile phone statement product to Deloitte’s clients in South Africa. We have applied for a Patent Convention Treaty (PCT) patent for the mobile phone statement product. We intend to prosecute the PCT patent application in South Africa, the United States and other markets where we believe the application has commercial potential.